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An update on the Minnesota Comprehensive Health Association
Blewett, L. A., Spencer, D., & Burke, C. E. (2011). State high-risk pools: An update on the Minnesota Comprehensive Health Association. American Journal of Public Health, 101(2), 231-237. https://doi.org/10.2105/AJPH.2009.185975
State health insurance high-risk pools are a key component of the US health care system's safety net, because they provide health insurance to the "uninsurable." In 2007, 34 states had individual high-risk pools, which covered more than 200 000 people at a total cost of $1.8 billion. We examine the experience of the largest and oldest pool in the nation, the Minnesota Comprehensive Health Association, to document key issues facing state high-risk pools in enrollment and financing. We also considered the role and future of high-risk pools in light of national health care finance reform.